MONTHLY INSURANCE SUBSCRIPTION

AWARD WINNING INSURANCE SUBSCRIPTION 🏆

Helping you protect your favourite items with an increasing multi-item discount. No faff. No worries.

WHAT CAN ARMA KARMA INSURANCE COVER?

Protecting your stuff has never been easier! Our flexible subscriptions give complete peace of mind, ensuring your belongings are protected where ever you go! Inside, outside and abroad.

SOME OF THE ITEMS WE CAN PROTECT

Tablet

from £4.49 per month

Handbag & Shoes

from £3.99 per month

Lifestyle

from £3.99 per month

Jewellery

from £3.99 per month

Bikes

from £3.99 per month

Cameras

from £3.99 per month

Smartwatch

from £3.99 per month

Eyewear

From £3.99 per month

Games Consoles

from £3.99 per month

Headphones & Earphones

from £3.99 a month

Laptop

from £4.99 per month

Mobile

from £3.99 per month

LEARN MORE

HOW DOES IT WORK?

Pick your items

To get your monthly price select up to 5 items to insure from our 14 categories, ranging from your phone and laptop to your glasses and guitar. Get an increasing multi-item discount with every new item you add!

Check it out yourself!

Tell us about yourself

Unlike other insurers we don’t use your personal details to impact your price. All we’ll need is your name, DOB, address and contact details to set up your subscription.

A few final questions

At this stage we need to ask you some final questions, to make sure our subscription is right for you and that in the event of a claim everything can go smoothly.

Choose your charity

25% of what we make from your subscription gets donated to a charity of your choice. You can pick from: Railway Children, Rainforest Trust UK, ShelterBox & YoungMinds.

Start your subscription

Finally, you’ll just need to provide your payment details to activate your subscription. After this is complete your cover will renew on the same day each month as a recurring card payment.

Add to your wallet

Keep your cover close by adding it to your Apple or Google wallet and ensure it’s there when you need it most. You’ll also receive your policy documents via email shortly after signing up.

Need to make a change?

No problem, just let us know via live chat or by emailing our customer service team and we’ll get this sorted out for you.

Making a claim

If the worst does happen, you can register a claim for your item online or over the phone. Next provide some documentation for your item (Proof of purchase e.g., receipt) and pay your excess amount. We’ll take care of the rest.

About us!

As you probably gathered already, we're slaying the insurance game. But don’t just take our word for it. Listen to our Founder Ben as he explains how Arma Karma is making some pretty big moves in the insurance industry.

Check out our blog

ARMA KARMA SUBSCRIPTION VS CONTENTS INSURANCE

What first comes to mind when you hear the words ‘contents insurance’? It may be “hassle”, “unnecessary”, “boring”: what it certainly is not is effortless, cheap, ethical or modern. We recognise that. That’s where we come in. Arma Karma revolutionises insurance for renters. By offering an alternative to the archaic content’s insurance model, we give the next generation a way to insure the items that they actually care about. Let’s take a look at the key differences, and see who comes out on top…

DO STUDENTS NEED INSURANCE?

If there’s one thing that we can all agree on it’s that while you’re at school they don’t teach you a lot about the important things… like insurance. In most cases, university will be the first time you haven’t got your parents around to guide you through your financial decisions, so we’re here to ensure that when it comes to insurance, you make the right one.

IS THE LENOVO LEGION GO WORTH THE HYPE?

Another day, another console we want to buy. Gaming is life, right? We get it. The Lenovo Legion Go has recently been the latest talk of the town, promising epic performance and portability. But is it really all it’s cracked up to be? Let’s look into it!

CHECK OUT OUR SOCIALS

We get it, you can't get enough of us—totally understandable. We're not a regular insurance company, we're a cool one. So take the leap and check us out across our socials to keep up to date with our journey from dominating the insurance game to our team mucking about in the office.

MONTHLY INSURANCE SUBSCRIPTION

AWARD WINNING INSURANCE SUBSCRIPTION 🏆

Helping you protect your favourite items with an increasing multi-item discount. No faff. No worries.

WHAT CAN ARMA KARMA INSURANCE COVER?

Protecting your stuff has never been easier! Our flexible subscriptions give complete peace of mind, ensuring your belongings are protected where ever you go! Inside, outside and abroad.

SOME OF THE ITEMS WE CAN PROTECT

HOW DOES IT WORK?

Pick your items

Tell us about yourself

A few final questions

Choose your charity

Start your subscription

Add to your wallet

Need to make a change?

Making a claim

About us!

As you probably gathered already, we're slaying the insurance game. But don’t just take our word for it. Listen to our Founder Ben as he explains how Arma Karma is making some pretty big moves in the insurance industry.

Check out our blog

ARMA KARMA SUBSCRIPTION VS CONTENTS INSURANCE

DO STUDENTS NEED INSURANCE?

IS THE LENOVO LEGION GO WORTH THE HYPE?

CHECK OUT OUR SOCIALS

We get it, you can't get enough of us—totally understandable. We're not a regular insurance company, we're a cool one. So take the leap and check us out across our socials to keep up to date with our journey from dominating the insurance game to our team mucking about in the office.

Explore more

What we cover

Get your Arma