Insure your laptop
An award-winning monthly insurance subscription. From £3.99 a month, gain protection for your laptop against breakdown, damage & theft - with worldwide cover for 90 days abroad per year.
WHAT DOES ARMA KARMA INSURANCE COVER?
Do I really need Laptop insurance?
Spilt your iced coffee on your laptop? Oops. Dropped it down the stairs? Double oops. You don't have insurance? Triple oops...
With your phone by your side all the time, you might wonder "Do I really need phone insurance?". But let's be real, accidents happen! Whether you drop your phone in the toilet, lose it, or it gets stolen, dealing with the aftermath can be a pain and pricy. That's where Arma Karma's flexible monthly phone insurance steps in. Our subscriptions make it simple and affordable to protect your phone, giving you peace of mind without breaking the bank. Monthly phone insurance is the smart way to shield your tech from those "oh s***" moments.
Things to know about our monthly laptop insurance
With monthly laptop insurance—We like to make things crystal clear. Here are a few key points to know about our cover before starting your subscription.
Proof of purchase
Having proof of purchase is crucial. This document confirms your ownership and the laptop’s value, which is essential for processing your claim. Proof of purchase helps verify the device's make, model, and price and ensures accurate compensation for repairs or replacements. It also simplifies the claims process, reduces delays, and supports your case in the event of a dispute. To ensure you can make a claim if the worst were to happen, always keep your proof of purchase safe and accessible.
device age
To ensure your laptop qualifies, it needs to meet specific age and purchase criteria. Your device must have been bought in the UK within the last 24 months to guarantee it receives our protection. For second-hand laptops, we require a minimum active 12-month warranty and that it was purchased within the last 24 months.
Plus, your laptop must be in good condition—not lost, damaged, or stolen—at the time of insuring.
New or refurbished
When it comes to insuring both new and refurbished laptops with Arma Karma, we’ve got you covered. For second-hand devices, they must have a minimum active 12-month warranty and must have been purchased within the last 24 months. Additionally, the laptop model must be under 36 months old from its UK release date. By meeting these criteria, we ensure that your device—whether brand new or expertly refurbished—receives the comprehensive protection it deserves, giving you confidence and peace of mind.